Home Self-reliance Digital Life

Digital Life

Steady in a connected world.

Your digital life is household infrastructure. It deserves the same calm maintenance as your water heater, and none of the dread.

Why this belongs here

The threats that reach a household arrive by phone.

Americans reported more than 20 billion dollars in losses to internet crime in 2025, and the most damaging schemes were aimed at ordinary households, not corporations.[1] A scam call does more financial damage to most families than a storm ever will.

The good news reads the same way it does everywhere else on this site. A short list of unglamorous habits handles the large majority of what actually arrives. None of them require technical skill, and the first one takes an evening.

Start with one thing

Secure the account that resets all the others.

Password reset links go to your email inbox. Whoever controls that inbox can take over nearly every other account you own, which is why email comes first in any hardening effort.[2]

Protect

Harden things before anything goes wrong.

Verify

Habits for an age of synthetic media.

A cloned voice can be built from a few seconds of audio. Verification habits beat detection tricks, because habits do not expire when the tools improve.[3]

Your people

The household members who need a different approach.

Helping older family members stay safe online

Shame-free support for the people scammers target hardest.

In development

Household ground rules for children online

Age-appropriate rules that hold up without alarm.

In development

Respond and adapt

When something has already happened.

Fraud and identity theft

If money moved or identity was stolen, this is the response guide. Calm, step by step.

Get the response guide →

When an account is taken over

First steps for a compromised account, email first.

In development

Thinking clearly about AI and your livelihood

A capability question, not a prophecy. Opinion-free.

In development

Connected sections

Digital life connects to the rest of the house.

Sources

  1. FBI Internet Crime Complaint Center. "2025 Internet Crime Report." ic3.gov
  2. FTC. "Creating Strong Passwords and Other Ways To Protect Your Accounts." consumer.ftc.gov
  3. FTC. "Scammers use AI to enhance their family emergency schemes." consumer.ftc.gov
  4. CISA. "Implementing Phishing-Resistant MFA." cisa.gov

This page was last reviewed in July 2026. Digital guidance changes faster than most preparedness topics. If that date is more than a year old, confirm key steps against the sources above before acting on them.

Enough for now

You are prepared enough when...

  • Two-step verification is on for your email account.
  • Your household has a code word, and it has never been typed into a device.
  • Everyone in the house knows the rule: hang up and call back on a number you already have.
  • You know where fraud gets reported, before you ever need to report it.

Look at this again once a year, or whenever a new device joins the household.