The cost before you commit.
How to compare the real cost and terms of a purchase or financial agreement before committing household money or credit. By the end, you can research a major purchase, read a credit report and credit card agreement, compare loans, evaluate insurance and warranties, recognize scams and pressure, and resolve ordinary consumer problems.
Defining the need before choosing the product, reading credit reports and scores, credit card agreements and loan comparisons, auto financing add-ons, insurance as risk transfer, warranties and return terms, scam patterns and subscription traps, and the escalation path for resolving consumer problems.
Mortgages, debt crisis management, investment advice, securities, advanced insurance planning, legal representation, or product reviews. Unit 10 covers paychecks, banking, budgets, savings, and taxes.
Ten modules, three tiers.
Work through them in order. Each tier ends with something you can point to and say the household can now do this.