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Kansas · Risk Readiness

What's actually likely where you live.

Before the emergency — maps, tools, and the honest picture of what Kansas throws at different parts of the state.

See KS hazards

KS hazard profile

Primary hazards. Ranked.

Kansas averages 96 tornadoes per year — among the highest totals of any state. The Greensburg EF-5 (May 4, 2007) destroyed 95% of the town and killed 11 people. The Dodge City and Great Bend corridors are among the most tornado-active areas in the country. Spring season (April–June) is peak, but Kansas tornadoes have occurred in every month of the year. Kansas grasslands burn fast and hot. The Anderson Creek Fire (2016) burned 400,000 acres across Kansas and Oklahoma — the largest wildfire in Kansas history at the time. The Flint Hills prescribed burn season (April) can produce smoke affecting air quality statewide. Western Kansas in drought years faces extreme fire risk. Kansas ice storms can be devastating — the state straddles the rain-snow line and freezing rain events shut down western Kansas for days. The January 2023 ice storm left tens of thousands without power across the state. Blizzards close I-70 and strand vehicles on the open plains.

Official tools

Look up your address. Know your risk.

Insurance gaps

What your homeowner's policy doesn't cover.

Standard homeowner's policies in Kansas exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.

Not in your standard policy

Flood damage — requires NFIP or private flood policy

Earthquake damage — requires separate endorsement

Sewer & drain backup — requires endorsement ($50–$100/yr)

Landslide / mudflow — generally excluded

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During an emergency

Find alerts, contacts, and shelters.

NC emergency contacts, alert signups, and real-time information.

Local Emergency

Get prepared

Run through the KS checklist.

Step-by-step actions based on the hazards that apply to Kansas.

KS Checklists