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Maryland · Preparedness Guide

Ready for what Maryland actually throws at you.

Chesapeake Bay storm surge, Appalachian flash floods, nor'easters, and tornadoes — Maryland packs more hazard variety per square mile than almost any other state.

About this guide

Built for Maryland. Not everywhere.

Maryland is a geographic paradox — only 12,000 square miles, but it runs from Atlantic barrier islands to Appalachian mountain peaks. The Eastern Shore and Chesapeake Bay shoreline face hurricane surge and chronic tidal flooding that worsens every year with sea level rise. Ellicott City has flooded catastrophically twice in three years (2016 and 2018) from flash floods in the Patapsco River valley. Western Maryland's mountains get serious ice and snow. The DC suburbs sit on the Potomac flood plain and experience nor'easters, derecho events, and the occasional tornado. No part of Maryland is risk-free — the state's small size just means all the hazards are close together.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Flooding, Hurricanes & Nor'easters, Tornadoes

MD has expanded Medicaid — adults up to 138% FPL may qualify

USDA hardiness zones: 5b (Garrett County mountains) to 8a (Lower Eastern Shore)

Unemployment: up to $430/week for 26 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the MD risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours