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New Jersey · Preparedness Guide

Ready for what New Jersey actually throws at you.

Hurricane Sandy's ground zero, nor'easters from the Atlantic, flooding in every major watershed, and one of the densest populations in the country packed into a thin coastal corridor.

About this guide

Built for New Jersey. Not everywhere.

New Jersey is the most densely populated state in the country — 9.3 million people in under 9,000 square miles. That density amplifies every disaster. Sandy (2012) made direct landfall near Atlantic City, destroyed the Jersey Shore, flooded Hoboken, and killed 37 New Jerseyans. The state sits between the Atlantic hurricane track and the nor'easter corridor — it gets hammered from both directions. The Delaware, Raritan, and Passaic rivers flood regularly. Chemical and industrial infrastructure in the northeastern corridor adds a persistent spill risk. NJ is also one of the most prepared states in terms of financial safety net — $905/week UI max and a robust Temporary Disability Insurance program that most other states don't have.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Hurricanes & Storm Surge, Nor'easters & Coastal Flooding, Inland Flooding

NJ has expanded Medicaid — adults up to 138% FPL may qualify

USDA hardiness zones: 6a (northwest NJ / Highlands) to 7b (Cape May / Atlantic coast)

Unemployment: up to $905/week for 26 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the NJ risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours