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Set your location on the New York page to see live conditions for your area.
What's actually likely where you live.
Before the emergency — maps, tools, and the honest picture of what New York throws at different parts of the state.
See NY hazardsNY hazard profile
Superstorm Sandy (October 2012) killed 43 New Yorkers, flooded the NYC subway, knocked out power to 2 million customers, and caused $65B in damage across the region — the most destructive storm in New York history. The NYC coastline, Long Island, and Staten Island face significant surge vulnerability. A direct major hurricane hit on NYC remains a defining risk scenario. New York's most frequent severe weather hazard. NYC has been buried multiple times — the January 2016 blizzard dropped 27 inches in 24 hours. Buffalo sits in the Lake Erie snow belt and receives some of the heaviest snowfall in the eastern US — the November 2022 blizzard killed 47 people in Erie County and dropped 6 feet of snow in some areas. The Tug Hill Plateau averages 200+ inches annually. Tropical Storm Irene (2011) and Lee (2011) caused catastrophic flooding across the Catskills, Schoharie Valley, and Mohawk Valley — entire communities were destroyed. Upstate NY's narrow valleys and steep terrain produce flash floods that kill people every year. NYC's combined sewer system overflows during heavy rain, flooding streets and basements.
Direct landfalls and tropical moisture bring catastrophic wind, surge, and inland flooding.
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Ice accumulation causes prolonged power outages and road closures across the state.
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Flash floods, river flooding, and coastal surge affect low-lying areas and river corridors.
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Extreme heat events endanger vulnerable residents and stress power infrastructure.
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Official tools
Enter your address to see your flood zone designation and insurance requirements.
Source: FEMA
Real-time earthquake activity and seismic hazard maps for your region.
Source: USGS
Your property's wildfire exposure score based on vegetation, terrain, and proximity to wildland.
Source: USFS
Real-time river levels and flood stage by county.
Source: USGS WaterWatch
Weekly drought conditions by county.
Source: US Drought Monitor
Water quality guidance for households on private wells.
Source: EPA
Insurance gaps
Standard homeowner's policies in New York exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.
Not in your standard policy
Flood damage — requires NFIP or private flood policy
Earthquake damage — requires separate endorsement
Sewer & drain backup — requires endorsement ($50–$100/yr)
Landslide / mudflow — generally excluded
Next steps
During an emergency
NC emergency contacts, alert signups, and real-time information.
Local EmergencyGet prepared
Step-by-step actions based on the hazards that apply to New York.
NY Checklists