Home My Preparedness My Location Risk Readiness

My Preparedness

Everything stays private, stored only in your browser.

Set your location on the Vermont page to see live conditions for your area.

Vermont · Risk Readiness

What's actually likely where you live.

Before the emergency — maps, tools, and the honest picture of what Vermont throws at different parts of the state.

See VT hazards

VT hazard profile

Primary hazards. Ranked.

Vermont's Green Mountains compress rainfall into narrow river valleys that flood catastrophically. Tropical Storm Irene (August 2011) killed 6 Vermonters, destroyed 500+ miles of road, and cut off dozens of communities entirely. The July 2023 floods caused record damage to Montpelier (Vermont's capital flooded) and Barre. Flash flooding in mountain hollows can occur in under an hour with no warning. Vermont's mountains receive some of the highest snowfall totals in the Northeast. Stowe, Jay Peak, and Burke Mountain regularly receive 250+ inches annually. Major nor'easters close I-89, I-91, and Route 2 multiple times per winter. The February 2023 blizzard dropped 30+ inches across northern Vermont in 48 hours. Mountain passes can be impassable for 24+ hours after major storms. Vermont's heavily forested landscape makes ice storms particularly destructive — ice accumulation on trees takes down power lines across vast rural areas. The 1998 ice storm was the worst in Vermont history, knocking out power across most of the state for up to three weeks in January. Major ice events hit Vermont several times per decade.

Official tools

Look up your address. Know your risk.

Insurance gaps

What your homeowner's policy doesn't cover.

Standard homeowner's policies in Vermont exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.

Not in your standard policy

Flood damage — requires NFIP or private flood policy

Earthquake damage — requires separate endorsement

Sewer & drain backup — requires endorsement ($50–$100/yr)

Landslide / mudflow — generally excluded

Next steps

Where do you want to go next?

During an emergency

Find alerts, contacts, and shelters.

NC emergency contacts, alert signups, and real-time information.

Local Emergency

Get prepared

Run through the VT checklist.

Step-by-step actions based on the hazards that apply to Vermont.

VT Checklists