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Nebraska · Risk Readiness
What's actually likely where you live.
Before the emergency — maps, tools, and the honest picture of what Nebraska throws at different parts of the state.
See NE hazardsNE hazard profile
Primary hazards. Ranked.
Nebraska averages 57 tornadoes per year. The southern Panhandle and the corridor from Grand Island to Omaha are the most active zones. The June 22, 2014 Pilger tornadoes — two simultaneous EF-4s tracking side by side — killed 2 people and destroyed a small town. Nebraska tornadoes can be massive and long-tracked. The March 2019 'bomb cyclone' caused catastrophic flooding along the Platte, Elkhorn, Loup, and Niobrara rivers — killing 3 people and causing $1.4 billion in damage. Ice jams on the Missouri and Platte rivers can cause sudden catastrophic flooding in late winter. Omaha metro flash flooding is a recurring hazard. Nebraska blizzards can be among the most dangerous in the country. The October 2019 blizzard killed cattle across the Panhandle. I-80 and I-76 close multiple times per winter. Rural western Nebraska households can be snowed in for days with no power and no road access. Wind chill in blizzard conditions reaches -40°F or lower.
Tornadoes
Occur across most of the state, often embedded in severe thunderstorm lines and tropical systems.
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Flooding
Flash floods, river flooding, and coastal surge affect low-lying areas and river corridors.
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Winter ice & snow storms
Ice accumulation causes prolonged power outages and road closures across the state.
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Drought
Multi-year drought cycles affect water supply, agriculture, and wildfire risk.
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Severe thunderstorms
Damaging winds, hail, and lightning — the most frequent hazard in most US states.
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Official tools
Look up your address. Know your risk.
FEMA Flood Zone Lookup
Enter your address to see your flood zone designation and insurance requirements.
Source: FEMA
USGS Earthquake Map
Real-time earthquake activity and seismic hazard maps for your region.
Source: USGS
Wildfire Risk Score
Your property's wildfire exposure score based on vegetation, terrain, and proximity to wildland.
Source: USFS
River Gauges
Real-time river levels and flood stage by county.
Source: USGS WaterWatch
Drought Monitor
Weekly drought conditions by county.
Source: US Drought Monitor
Private Well Resources
Water quality guidance for households on private wells.
Source: EPA
Insurance gaps
What your homeowner's policy doesn't cover.
Standard homeowner's policies in Nebraska exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.
Not in your standard policy
Flood damage — requires NFIP or private flood policy
Earthquake damage — requires separate endorsement
Sewer & drain backup — requires endorsement ($50–$100/yr)
Landslide / mudflow — generally excluded
Next steps
Where do you want to go next?
During an emergency
Find alerts, contacts, and shelters.
NC emergency contacts, alert signups, and real-time information.
Local EmergencyGet prepared
Run through the NE checklist.
Step-by-step actions based on the hazards that apply to Nebraska.
NE Checklists