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Oregon · Risk Readiness

What's actually likely where you live.

Before the emergency — maps, tools, and the honest picture of what Oregon throws at different parts of the state.

See OR hazards

OR hazard profile

Primary hazards. Ranked.

Oregon's defining existential hazard. A magnitude 9.0+ Cascadia event would produce 3-5 minutes of violent shaking across the entire state, then send a 30-40 foot tsunami to the coast 15-30 minutes later. Coastal towns like Seaside, Cannon Beach, Lincoln City, and Florence have no high ground within walking distance. The earthquake alone would cause $32B+ in damage and kill thousands before the tsunami arrives. Eastern Oregon and the Coast/Cascade foothills burn every summer. The Labor Day 2020 fires burned 1 million acres in three days under extreme wind events — including destroying the towns of Phoenix and Talent near Medford. The 2021 Bootleg Fire in southern Oregon was so large it generated its own weather. Fire season now runs May through November in most of the state. Oregon's wet season (November–April) brings atmospheric rivers that cause catastrophic flooding. The Willamette, Umpqua, Rogue, and Columbia rivers all have major flood histories. Post-wildfire burn scars transform into debris flow zones. The 1996 Willamette Valley floods caused $500M+ in damage. Landslides on saturated coastal and mountain slopes are a recurring hazard.

Official tools

Look up your address. Know your risk.

Insurance gaps

What your homeowner's policy doesn't cover.

Standard homeowner's policies in Oregon exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.

Not in your standard policy

Flood damage — requires NFIP or private flood policy

Earthquake damage — requires separate endorsement

Sewer & drain backup — requires endorsement ($50–$100/yr)

Landslide / mudflow — generally excluded

Next steps

Where do you want to go next?

During an emergency

Find alerts, contacts, and shelters.

NC emergency contacts, alert signups, and real-time information.

Local Emergency

Get prepared

Run through the OR checklist.

Step-by-step actions based on the hazards that apply to Oregon.

OR Checklists