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Utah · Risk Readiness

What's actually likely where you live.

Before the emergency — maps, tools, and the honest picture of what Utah throws at different parts of the state.

See UT hazards

UT hazard profile

Primary hazards. Ranked.

The Wasatch Fault runs directly beneath Utah's most densely populated corridor. A M7.0 event — which geologists say has a 43% probability in the next 50 years — would devastate Salt Lake City, Provo, and Ogden. The March 2020 M5.7 earthquake caused $50M in damage and damaged the State Capitol's iconic spire. Utah's older unreinforced masonry buildings downtown are the most vulnerable. Seismic retrofitting is a high-return preparedness investment here. Utah burns every summer. The 2012 Wood Hollow Fire destroyed 51 homes near Fairview. The 2018 Dollar Ridge Fire burned 68,000 acres. The Uinta-Wasatch-Cache and Dixie National Forests face serious annual fire risk. Southern Utah's red rock country and the Wasatch Plateau burn in dry years. Fire season runs May through October, with escaped prescribed burns and lightning strikes as the primary ignition sources. The Great Salt Lake hit a record low in November 2022, exposing 800 square miles of lakebed containing arsenic, mercury, and other heavy metals. As the lake continues to recede, wind-driven dust plumes carry toxic particles across the Wasatch Front. The Salt Lake Valley's winter temperature inversions trap both industrial pollution and lakebed dust — creating air quality emergencies that exceed federal health standards for weeks at a time.

Official tools

Look up your address. Know your risk.

Insurance gaps

What your homeowner's policy doesn't cover.

Standard homeowner's policies in Utah exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.

Not in your standard policy

Flood damage — requires NFIP or private flood policy

Earthquake damage — requires separate endorsement

Sewer & drain backup — requires endorsement ($50–$100/yr)

Landslide / mudflow — generally excluded

Next steps

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During an emergency

Find alerts, contacts, and shelters.

NC emergency contacts, alert signups, and real-time information.

Local Emergency

Get prepared

Run through the UT checklist.

Step-by-step actions based on the hazards that apply to Utah.

UT Checklists