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Washington · Risk Readiness

What's actually likely where you live.

Before the emergency — maps, tools, and the honest picture of what Washington throws at different parts of the state.

See WA hazards

WA hazard profile

Primary hazards. Ranked.

Washington's existential hazard. A Cascadia magnitude 9.0+ event would produce 3-5 minutes of violent shaking across the entire state. The Seattle metro sits on the Seattle Fault — which has its own rupture potential. Coastal communities have 15-30 minutes before the tsunami arrives. FEMA estimates 13,000 deaths, 27,000 injuries, and $80B+ in damage from a major Cascadia event in Washington alone. Mount Rainier holds more glacial ice than any other peak in the lower 48 — and sits directly above the Puyallup River valley where 150,000 people live. A volcanic event or major earthquake could trigger a lahar (volcanic mudflow) that would travel the valley at 35+ mph with no warning. The 1980 Mt. St. Helens eruption killed 57 people and blasted 230 square miles of forest. Mt. Baker and Glacier Peak are also active. Eastern Washington's dry grasslands and ponderosa pine forests burn every summer. The 2020 Cold Springs Fire near Omak killed 1 person and destroyed 80+ structures in hours. The 2014 Carlton Complex burned 256,000 acres — the largest in state history at the time. Smoke from Eastern Washington wildfires regularly reduces air quality across Seattle and the Puget Sound region.

Official tools

Look up your address. Know your risk.

Insurance gaps

What your homeowner's policy doesn't cover.

Standard homeowner's policies in Washington exclude flood damage. Flood insurance through the NFIP has a 30-day waiting period — it cannot be purchased when a storm is forecast. Check your declarations page annually to confirm your coverage limits and deductibles.

Not in your standard policy

Flood damage — requires NFIP or private flood policy

Earthquake damage — requires separate endorsement

Sewer & drain backup — requires endorsement ($50–$100/yr)

Landslide / mudflow — generally excluded

Next steps

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During an emergency

Find alerts, contacts, and shelters.

NC emergency contacts, alert signups, and real-time information.

Local Emergency

Get prepared

Run through the WA checklist.

Step-by-step actions based on the hazards that apply to Washington.

WA Checklists