Disruption Checklists
Ten checklists for the disruptions that arrive without sirens: job loss, rent trouble, a death in the family, a medical crisis, a shutoff notice. If you're here, you may be in the middle of one right now. Each one is a step-by-step protocol, not a lecture.
All Ten
Each checklist covers the first 24 hours, the first 72 hours, the first 30 days, and what else this crisis could break next.
File for unemployment the same day. The financial protocol for the first 30 days.
Available nowContact the person you owe before you miss the payment, not after.
Available nowUse what you have. Find what is available. Food banks, SNAP, and WIC.
Available nowOnly what truly cannot wait. A gentle, practical protocol.
Available nowWhat actually needs to happen now. FMLA, bills, and financial assistance.
Available nowThe immediate steps, and the plan that comes after.
Available nowSolve tomorrow first, then decide repair, replace, or go without.
Available nowCall the utility today. Most will work with you before or after a shutoff.
Available nowStabilize the immediate situation, then build something sustainable.
Available nowFind tonight's shelter, then build toward stable housing.
Available nowMy Readiness
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Each checklist has a companion guide with full detail, decision points, and resources specific to your household.
Browse the Disruptions guides