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Indiana · Preparedness Guide

Ready for what Indiana actually throws at you.

Tornado Alley's eastern reach, catastrophic Ohio River flooding, severe ice storms, and a New Madrid fault line under the southwestern corner of the state.

About this guide

Built for Indiana. Not everywhere.

Indiana is often overlooked in national disaster conversations, but it sits at the intersection of serious hazard corridors. The state averages 22 tornadoes per year — the April 3, 1974 Super Outbreak tore through the state and produced the devastating Xenia-adjacent Sayler Park and Monticello tornadoes. The Ohio River defines Indiana's southern border and floods regularly — the 1937 flood remains one of the worst in US history. Lake-effect snow from Lake Michigan buries the northwestern corner of the state annually. A New Madrid Seismic Zone event would hit southwestern Indiana hard. Preparation in Indiana is straightforward — the hazards are well-documented and the warning systems are reliable — but you have to be paying attention.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Tornadoes, Flooding, Lake-Effect Snow & Blizzards

IN has expanded Medicaid — adults up to 138% FPL may qualify

USDA hardiness zones: 5b (north / South Bend area) to 6b (south / Evansville area)

Unemployment: up to $390/week for 26 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the IN risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours