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Kentucky · Preparedness Guide

Ready for what Kentucky actually throws at you.

Flash floods in the mountains, tornadoes across the west, ice storms statewide, and an earthquake fault that could change everything.

About this guide

Built for Kentucky. Not everywhere.

Kentucky is a state of geographic extremes. The Eastern Kentucky mountains — Pike, Letcher, Knott, Perry counties — sit in narrow hollows where flash floods have no warning and no escape route. The July 2022 flood killed 44 people and destroyed entire communities that had nowhere to run. Western Kentucky's flatlands sit in direct tornado country: the December 2021 Mayfield tornado killed 77 people and is one of the deadliest December tornadoes in US history. The Bluegrass and Pennyrile regions in between deal with ice storms, riverine flooding, and the ever-present background risk of the New Madrid Seismic Zone. Every corner of the state has a real hazard — and the rural character of most of it means help arrives slowly.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Flash Flooding, Tornadoes, Winter Ice Storms

KY has expanded Medicaid — adults up to 138% FPL may qualify

USDA hardiness zones: 5b (Eastern mountains) to 7a (Western KY / Pennyrile)

Unemployment: up to $552 (up to $720 with dependents)/week for 26 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the KY risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours