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Montana · Preparedness Guide

Ready for what Montana actually throws at you.

Wildfires that burn millions of acres in a single summer, spring floods from rapid snowmelt, extreme cold that isolates communities for days, and the fourth-largest state in the country with just 1.1 million people spread across it.

About this guide

Built for Montana. Not everywhere.

Montana is the fourth-largest state by area and one of the least densely populated — which means when disasters strike, help is far away. The 2017 fire season burned over 1.3 million acres across the state — one of the worst on record. The 2022 Yellowstone River flood was the worst in recorded history, destroying roads into Yellowstone National Park and cutting off Gardner for weeks. Montana's Rocky Mountain Front forces cold Arctic air down from Canada in winter events that drop temperatures to -40°F or colder across the Hi-Line. The Missouri, Yellowstone, and Flathead rivers all have catastrophic flood histories. And eastern Montana's exposed plains face conditions most Montanans in Missoula or Bozeman never see.

Local self-reliance starts with knowing your place.

Quick facts

Top hazards: Wildfires, Flooding, Extreme Cold

MT has expanded Medicaid — adults up to 138% FPL may qualify

USDA hardiness zones: 3a (northeastern MT / Hi-Line) to 6b (western MT valleys / Missoula/Bitterroot)

Unemployment: up to $552/week for 28 weeks

Free or low-cost soil testing available through the state extension service

Seven topics, one state

What this guide covers.

Each section focuses on one question. Find what you need without wading through what you don't.

Get specific

Make it personal to your county.

Enter your ZIP code to see real-time weather alerts, drought conditions, FEMA disaster declarations, and county-level resources.

Next steps

Where do you want to go next?

Know your risks

See what's actually likely where you live.

Flood zones, hazard maps, and the MT risks that apply to your county.

Local Risk Readiness

Build the basics

Start with three days of self-reliance.

The universal first step — before you personalize, get the 72-hour foundation in place.

First 72 Hours