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Guided Learning Lab courses on running, maintaining, and producing for a household, one module at a time.

Courses

Buying Credit Insurance

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Buying, Credit, Insurance & Consumer Decisions

Research a major purchase, read your credit report and score, understand credit card agreements, compare loans by APR and total cost, evaluate auto financing add-ons and insurance, read warranties and return terms, recognize scams and pressure, and resolve consumer problems. 10 guided modules building to your Household Consumer Record.

2026-09-02
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Auto Financing and Add-Ons

Auto financing as three negotiations at once, pre-approval, the F and I office and its add-on products, and auto insurance coverage types.

2026-09-02
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Comparing Loans

Compare loans by APR and total cost. The five Truth in Lending disclosures, how term length changes the total, and prepayment rights.

2026-09-02
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Credit Scores and Inquiries

What a credit score measures, the five factors that influence it, hard versus soft inquiries, and the rate-shopping window.

2026-09-02
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Insurance as Risk Management

How insurance transfers household risk: policy terms, the declarations page, replacement cost versus actual cash value, and common exclusions.

2026-09-02
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Reading a Credit Card Agreement

Read a credit card agreement: the Schumer box, the grace period, minimum payments, and what the terms cost in practice.

2026-09-02
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Resolving Consumer Problems

The four-level escalation for consumer problems, from seller to payment dispute to regulatory complaint to small claims court, writing effective complaints, and the purchase documentation checklist.

2026-09-02
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Scams, Subscriptions, and Pressure

Recognize the urgency, secrecy, and untraceable-payment scam pattern, understand payment-method risk, manage subscriptions and recurring charges, and build a fraud response plan.

2026-09-02
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Start with the Need

Start with what the household needs, not the product. Total ownership cost, separating what to buy from where and how to pay, and the decision record.

2026-09-02

Courses

Family Relationships Shared Living

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Family, Relationships & Shared Living

Name and divide the shared work, back up the jobs that cannot wait, run a household meeting and one calendar, clarify shared money, write a conflict process, hold the safety line where conflict is not conflict, keep morale on purpose, and assemble the Shared-Living Agreement. 8 guided modules across three tiers.

2026-09-04
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A Backup for What Cannot Wait

Give every shared job that cannot wait a named backup and a signal for the handoff, so the home keeps running when the usual person is unavailable.

2026-09-04
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Keeping Morale Deliberately

Name the small good things a household keeps on purpose, sorted into everyday moments, time together, making, and rest, so morale survives a hard season.

2026-09-04
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Name and Divide the Work

Make the recurring work of a shared home visible, including the noticing and scheduling nobody sees, and write who owns each job. The first piece of the Shared-Living Agreement.

2026-09-04
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Sharing Money Without Resentment

Write the shared-expense arrangement, the reimbursement and discussion thresholds, and name any family gift, loan, or ongoing support plainly.

2026-09-04
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The Line It Must Not Cross

Draw the line the conflict process must not cross: when someone is afraid, controlled, or hurt, the tools change. Record the boundary and where safety resources live. No disclosure asked.

2026-09-04
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The Meeting and the Calendar

Set a short household meeting people can stand and one shared calendar everyone trusts, and decide how schedule changes and urgent messages travel.

2026-09-04
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Working an Ordinary Friction

Write your household's own steps for working an ordinary disagreement about work, money, or space, starting from a proven six-step process.

2026-09-04
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Your Shared-Living Agreement

Assemble the roster, rules, and every earlier piece into one Shared-Living Agreement, and list the events that trigger a review.

2026-09-04

Courses

Household Health Safety Caregiving

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Household Health, Safety & Caregiving

Build a care map, audit first-aid readiness, walk through home safety room by room, create the household medication list, organize personal health records, schedule preventive care, assess caregiving roles and advance planning, and assemble the complete Household Health Plan. 8 guided modules across three tiers.

2026-09-04
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Caregiving and Advance Planning

Assess who in the household may need care, who provides it, and whether advance-care documents are in place. Caregiving roles, burnout, and the legal paperwork that matters before a crisis.

2026-09-04
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First-Aid Readiness

Audit the household first-aid kit, check CPR and AED training status, and record any training gaps. First-aid readiness is the second piece of the Household Health Plan.

2026-09-04
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Know Your Care Routes

Map the household's care routes: primary care, urgent care, emergency department, and when to call 911. The care map is the first piece of the Household Health Plan.

2026-09-04
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Personal Health Records

Create a personal health info sheet for each household member: allergies, blood type, conditions, immunization history, and emergency contacts.

2026-09-04
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Preventive Care and Appointments

List every household member's next preventive appointment: dental, annual physical, vision, hearing, vaccinations due. The schedule that turns intention into action.

2026-09-04
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The Medication List

Build the household medication list that emergency responders, pharmacists, and urgent-care staff ask for first. Prescriptions, OTC medications, vitamins, and supplements for every household member.

2026-09-04
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Your Home Safety Audit

Walk through every room and record what the household has and what it needs: smoke alarms, CO detectors, fall risks, poison storage, fire extinguishers, and emergency exits.

2026-09-04
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Your Household Health Plan

Review everything from Modules 1 through 7 and assemble the complete Household Health Plan. Seven pieces become one system with an annual review date.

2026-09-04

Courses

Money Paychecks Banking And Taxes

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Money, Paychecks, Banking & Taxes

Read your paycheck, understand withholding, track income and expenses, build a spending plan, choose and manage bank accounts, verify deposit insurance, build savings, and understand your tax forms and records. 10 guided modules building to your Household Money Reset.

2026-09-01
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Balances, Overdraft, and Fees

Understand the difference between current balance and available balance, how overdraft works, the federal opt-in rule, and practical ways to avoid fees.

2026-09-01
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Building a Spending Plan

Assign income to obligations, irregular set-asides, savings, and flexible spending using actual cash flow rather than percentage templates.

2026-09-01
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Building Accessible Savings

Establish household savings for irregular costs and financial shocks without imposing a universal dollar target.

2026-09-01
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Choosing Where Cash Lives

Compare checking and savings accounts on fees, minimums, access, and features rather than on advertising.

2026-09-01
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Protecting Your Deposits

Understand FDIC and NCUA deposit insurance, the per-depositor per-institution per-ownership-category rule, and what is not insured.

2026-09-01
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Tax Forms and What They Mean

Understand Form W-2, Form 1099-NEC, worker classification, estimated tax responsibilities, and why income without a form is still taxable.

2026-09-01
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What You Earn

Understand gross pay, net pay, payroll taxes, benefit deductions, and how to reconcile a pay stub line by line.

2026-09-01
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Where Money Goes

Track real household spending across four expense types and identify cash-flow timing problems before they become crises.

2026-09-01

Courses

Water Energy Utilities And Waste